Call us! 888-585-6264
Our Mission
Our mission at PhinanceUS is to increase Black homeownership through mortgage financing. Want to know more? Watch the message above from our Vice President Toi Troutman-Walker.
PhinanceUS knows that diversity is important and we cater to the needs of each borrower. Rest assured we have a loan program that is suitable for you. Please mouse over for more info.
Our Programs
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W-2 Employees
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Full Tax Returns
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2+ Year Employment
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Stable Monthly Income
Traditional
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Real Estate Investors
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Fix and Flip
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Non-Profits
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Affordable Housing
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Commercial
Investors
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Freelancers
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Self Employed
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Gig Workers and All Cash Business
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Contract Employees
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Immigrants
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Gaps In Employment
Non-Traditional
LOAN OFFICERS YOU CAN TRUST
FREE REGISTRATION
NO HIDDEN FEES
We don't get paid until your loan closes and what we get paid is upfront in your initial disclosures. In most cases our payment comes from the bank and not the borrower!
Organized and Detailed
Collection Of Data
We make sure all of your required paperwork is in the right place at the right time to ensure your loan processes more quickly.
LARGE COVERAGE
OFFICES IN 2 LOCATIONS
We have two main office locations for meetings and data collection one in San Francisco Bay Area and the other in Los Angeles.

WHAT OUR CLIENTS THINK
"I had a great hassle free experience getting my refinance. I’ll save thousands over the life of my loan. I’m so happy and Rouvaun Walker made the experience easy for me, he was patient with all of my questions and addressed every concern. I really appreciate it."
- Tracey Blount
"Loved working with PhinanceUS! They were very communicative and made the home buying process, which is already very stressful, very smooth. They were more on top of everything than I was LOL. Would definitely recommend their team for any of your real estate needs!"
-Nicole Cox
"A special "Thank You" to you and your Team for the expeditious servicing of my home refinance and making me feel so special while doing so...like I mattered! I felt a sense of confidence and appreciative of your professionalism and compassion. I will definitely contact you again, should the need arise, and hope to meet you in person in the near future. Wishing you continued success.. Ms. Barbara"
- Barbara Benford
CONTACT US
ADDRESS
4929 Wilshire Boulevard, Suite 1010, Los Angeles, CA 90010
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